{"id":801,"date":"2024-07-17T15:49:34","date_gmt":"2024-07-17T06:49:34","guid":{"rendered":"https:\/\/youngrihan.com\/?p=801"},"modified":"2024-07-18T11:37:40","modified_gmt":"2024-07-18T02:37:40","slug":"irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98","status":"publish","type":"post","link":"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/","title":{"rendered":"IRP\ub85c \ub9e4\uc218\ud560 \uc218 \uc788\ub294 \uc548\uc804\uc790\uc0b0 \uc0c1\ud488\uc758 \uc885\ub958"},"content":{"rendered":"\n<p id=\"SE-7a725106-6d68-4a79-95c2-e3f6c36db0cd\"><\/p>\n\n\n\n<p id=\"SE-7a725106-6d68-4a79-95c2-e3f6c36db0cd\">\uc5f0\uae08\uacc4\uc88c\ub85c \ubd88\ub9ac\ub294 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\uc640 IRP\ub294 \ub9e4\uc218\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\ub4e4\uc774 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-fb9f79ed-3ef4-428c-b2c0-bbb77326bd5a\">\ud2b9\ud788 IRP \uac19\uc740 \uacbd\uc6b0\ub294 <strong>\uc548\uc804\uc790\uc0b030%\ub97c \ud544\uc218<\/strong>\ub85c \ud558\uae30\ub54c\ubb38\uc5d0 \uc5b4\ub5a4 \uc0c1\ud488\uc744 \ub9e4\uc218\ud574\uc57c\ud558\ub294\uc9c0 \uace0\ubbfc\uc774 \ub420 \uc218 \uc788\ub294\ub370\uc694<\/p>\n\n\n\n<p id=\"SE-5de77afa-5ce0-41ff-9853-4e14587b37be\">\uc9c0\uae08\ubd80\ud130 IRP\uc758 \ub9e4\uc218\uac00\ub2a5\ud55c \uc0c1\ud488\ub4e4\uc744 \ud558\ub098\uc529 \ud30c\uc545\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<table style=\"border-collapse: collapse; width: 86.4469%; height: 224px;\">\n<tbody>\n<tr style=\"height: 44px;\">\n<td style=\"width: 50%; height: 44px; background-color: #666666; text-align: center;\"><strong><span style=\"color: #ffffff;\">\uc5f0\uae08\uc800\ucd95<\/span><\/strong><\/td>\n<td style=\"width: 50%; height: 44px; background-color: #666666; text-align: center;\"><strong><span style=\"color: #ffffff;\">IRP<\/span><\/strong><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">1. \ud604\uae08<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #0000ff;\">1. MMDA (\uc548\uc804\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">2. \uc5f0\uae08\ud380\ub4dc (C-PE \ub4f1)<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #0000ff;\">2. \uc608\uae08 (\uc548\uc804\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">3. ETF (\ub808\ubc84\ub9ac\uc9c0X, \uc778\ubc84\uc2a4X)<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #0000ff;\">3. RP (\uc548\uc804\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">4. \ub9ac\uce20<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #0000ff;\">4. ELB\/DLB (\uc548\uc804\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">&nbsp;<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #339966;\">5. \ud1f4\uc9c1\uc5f0\uae08\ud380\ub4dc (\uc8fc\uc2dd\uc774 40%\uc774\ud558\uba74 \uc548\uc804\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">&nbsp;<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #339966;\">6. ETF (\uc8fc\uc2dd\uc774 40%\uc774\ud558\uba74 \uc548\uc804\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">&nbsp;<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #ff0000;\">7. \ub9ac\uce20 (\uc704\ud5d8\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">&nbsp;<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #ff0000;\">8. \uc778\ud504\ub77c\ud380\ub4dc (\uc704\ud5d8\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 50%; height: 20px;\">&nbsp;<\/td>\n<td style=\"width: 50%; height: 20px;\"><span style=\"color: #ff0000;\">9. ELS (\uc704\ud5d8\uc790\uc0b0)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_68_1 ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#IRP_%EC%95%88%EC%A0%84%EC%9E%90%EC%82%B0_%EC%83%81%ED%92%88\" title=\"IRP \uc548\uc804\uc790\uc0b0 \uc0c1\ud488\">IRP \uc548\uc804\uc790\uc0b0 \uc0c1\ud488<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#MMDA\" title=\"MMDA\">MMDA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#%EC%98%88%EA%B8%88\" title=\"\uc608\uae08\">\uc608\uae08<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#RP\" title=\"RP\">RP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#ELB\" title=\"ELB\">ELB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#DLB\" title=\"DLB\">DLB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#%ED%87%B4%EC%A7%81%EC%97%B0%EA%B8%88%ED%8E%80%EB%93%9C%EC%99%80_ETF_%EC%A3%BC%EC%8B%9D_40_%EC%9D%B4%ED%95%98\" title=\"\ud1f4\uc9c1\uc5f0\uae08\ud380\ub4dc\uc640 ETF (\uc8fc\uc2dd 40% \uc774\ud558)\">\ud1f4\uc9c1\uc5f0\uae08\ud380\ub4dc\uc640 ETF (\uc8fc\uc2dd 40% \uc774\ud558)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#IRP_%EC%9C%84%ED%97%98%EC%9E%90%EC%82%B0\" title=\"IRP \uc704\ud5d8\uc790\uc0b0\">IRP \uc704\ud5d8\uc790\uc0b0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#%EB%A6%AC%EC%B8%A0Real_Estate_Investment_Trusts\" title=\"\ub9ac\uce20(Real Estate Investment Trusts)\">\ub9ac\uce20(Real Estate Investment Trusts)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#%EC%9D%B8%ED%94%84%EB%9D%BC%ED%8E%80%EB%93%9C\" title=\"\uc778\ud504\ub77c\ud380\ub4dc\">\uc778\ud504\ub77c\ud380\ub4dc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#ELSEquity_Linked_Securities\" title=\"ELS(Equity Linked Securities)\">ELS(Equity Linked Securities)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/#%ED%87%B4%EC%A7%81%EC%97%B0%EA%B8%88%ED%8E%80%EB%93%9C%EC%99%80_ETF_%EC%A3%BC%EC%8B%9D40_%EC%B4%88%EA%B3%BC\" title=\"\ud1f4\uc9c1\uc5f0\uae08\ud380\ub4dc\uc640 ETF (\uc8fc\uc2dd40% \ucd08\uacfc)\">\ud1f4\uc9c1\uc5f0\uae08\ud380\ub4dc\uc640 ETF (\uc8fc\uc2dd40% \ucd08\uacfc)<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IRP_%EC%95%88%EC%A0%84%EC%9E%90%EC%82%B0_%EC%83%81%ED%92%88\"><\/span>IRP \uc548\uc804\uc790\uc0b0 \uc0c1\ud488<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud22c\uc790 \ud55c\ub3c4 \uc81c\ud55c \uc5c6\uc774 100% \uac00\ub2a5<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MMDA\"><\/span>MMDA<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p id=\"SE-abcdc161-ce23-4087-b559-5f32c59451c1\">money market deposit account<\/p>\n\n\n\n<p id=\"SE-f117e770-ea10-43e6-9c0f-74de3b8d0362\">\uae08\uc735\uae30\uad00\uc774 \ucde8\uae09\ud558\ub294 \uc218\uc2dc\uc785\ucd9c\uc2dd \uc800\ucd95\uc131 \uc608\uae08\uc758 \ud558\ub098\ub85c<\/p>\n\n\n\n<p id=\"SE-f117e770-ea10-43e6-9c0f-74de3b8d0362\">MMF, CMA \uc640 \ube44\uc2b7\ud55c \uac1c\ub150\uc73c\ub85c \uac70\uc758 \ud604\uae08\uc131\uaca9\uc774 \uac15\ud558\ub2e4\uace0 \ubcf4\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-f117e770-ea10-43e6-9c0f-74de3b8d0362\">\uadf8\ub798\uc11c IRP\uc5d0 \ub3c8\uc744 \uc785\uae08\ud558\uba74 MMDA\ub97c \ub9e4\uc218\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ub2e4\uc74c\ub0a0 \uc774\uc790\uac00 \ubd99\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"639\" height=\"390\" src=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-3.png\" alt=\"\" class=\"wp-image-812\" srcset=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-3.png 639w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-3-300x183.png 300w\" sizes=\"(max-width: 639px) 100vw, 639px\" \/><\/figure>\n\n\n\n<p>\uacc4\uc88c\ub97c \ub9cc\ub4e4\uc5b4\uc11c \uc0ac\uc6a9\ud574\ubcf4\ub2c8 25\ub9cc\uc6d0\uc5d0 1\uc77c \uc57d 24\uc6d0\uc758 \uc774\uc790\uac00 \ubd99\ub294 \uac78\ub85c \ubcf4\uc544<\/p>\n\n\n\n<p>\ud604\uc7ac \uc57d 3.5%\uc758 \uae08\ub9ac\uc815\ub3c4 \ub418\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%98%88%EA%B8%88\"><\/span>\uc608\uae08<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p id=\"SE-7e80c822-ae99-4ad9-9b4b-50c8bdf172d4\">\uc608\uae08\uc744 IRP\uc5d0\uc11c\ub3c4 \ub9e4\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uc2dc\ub2e4\uc2dc\ud53c \uc5f0\uae08\ub9ac\ub294 \ub0ae\uc9c0\ub9cc \uc6d0\ub9ac\uae08\uc774 \ubcf4\uc7a5\ub418\uba70,<\/p>\n\n\n\n<p id=\"SE-7e80c822-ae99-4ad9-9b4b-50c8bdf172d4\">\uc800\ucd95\uc740\ud589\uc5d0\uc11c \ub192\uc740 \uae08\ub9ac\uc758 \uc0c1\ud488\uc774 \ub098\uc62c \ub54c\ub3c4 \uc788\uc73c\ub2c8 \uc0c1\ud669\uc5d0 \ub9de\ucd94\uc5b4 \uc0ac\uc6a9\ud558\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RP\"><\/span>RP<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p id=\"SE-8bd154c7-8cd2-4fa9-8eca-33230e649b11\">RP\ub294 \uc77c\uc815\uae30\uac04\uc774 \uacbd\uacfc\ud55c \ud6c4 \uc77c\uc815\ud55c \uac00\uaca9\uc73c\ub85c \ub3d9\uc77c \ucc44\uad8c\uc744 \ub2e4\uc2dc \ub9e4\uc218\ud558\uac70\ub098<\/p>\n\n\n\n<p id=\"SE-8bd154c7-8cd2-4fa9-8eca-33230e649b11\">\ub9e4\ub3c4\ud558\ub294 \uc870\uac74\uc73c\ub85c \ucc44\uad8c\uc744 \ub9e4\ub9e4\ud558\ub294 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ELB\"><\/span>ELB<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p id=\"SE-a90c4ec0-d5fc-44d0-a147-4368ed9f3067\"><strong>E<\/strong>quity-<strong>L<\/strong>inked <strong>B<\/strong>ond<\/p>\n\n\n\n<p id=\"SE-edda7d73-3d3d-46f8-8b43-f4fa29ae1648\">EL\uc740 \uc8fc\uac00\uc5f0\uacc4\ud615, B\ub294 \ucc44\uad8c ELB\ub294 \uc99d\uad8c\uc0ac \uc2e0\uc6a9\uc73c\ub85c \ubc1c\ud589\ud558\ub294 \ud30c\uc0dd\uacb0\ud569\uc0ac\ucc44\ub85c<\/p>\n\n\n\n<p id=\"SE-ed8f1e79-e086-4c45-b128-adfea3d904aa\">\uc8fc\uac00\uc9c0\uc218\ub098 \uac1c\ubcc4 \uc8fc \uc2dd \ub4f1 \uae30\ucd08\uc790\uc0b0\uc758 \uc218\uc775\ub960\uc5d0 \ub530\ub77c \uc0ac\uc804\uc5d0 \uc57d\uc815\ub41c \uc218\uc775\uc774 \uacb0\uc815\ub418\ub294 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DLB\"><\/span>DLB<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p id=\"SE-9dffc326-6c63-4e6f-8798-5c1b5ea9b882\"><strong>D<\/strong>erivative-<strong>L<\/strong>inked <strong>B<\/strong>ond<\/p>\n\n\n\n<p id=\"SE-3b914f2f-f99b-4a38-bca7-9caf92796d17\">DL\ub294 \uc8fc\uc2dd\uc774\uc544\ub2c8\ub77c \ud1b5\ud654, \uc774\uc790\uc728, \uc6d0\uc790\uc7ac\ub4f1\uc774 \uae30\ucd08\uc790\uc0b0\uc774 \ub418\ub294 \ucc44\uad8c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-b28bbaed-49fb-4f33-9641-1acb53a33d00\">\ubcc0\ub3d9\uc131\uc774 \ud06c\uace0 \uc2ec\ub9ac\uc5d0 \uc88c\uc6b0\ub418\ub294 \uc0c1\ud488\uc73c\ub85c \uc804\ubb38\uac00\ub9cc \uc811\uadfc\ud558\ub294\uac8c \uc88b\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-9739481a-28bd-4f7a-9117-d133e4b7cc6b\"><strong>***\ucc38\uace0\uc0ac\ud56d***<\/strong><\/p>\n\n\n\n<p id=\"SE-f4375749-4210-43bc-ae25-287d68761e0d\">\uc544\uc774\ub7ec\ub2c8\ud558\uac8c\ub3c4 ELB\/DLB \uc640 RP\ub294 \uc6d0\ub9ac\uae08 \uc9c0\uae09\ud615 \uc0c1\ud488\uc73c\ub85c \ubd84\ub958\ub418\uba74\uc11c \uc608\uae08\uc774\ub098 \uc801\uae08\ucc98\ub7fc<\/p>\n\n\n\n<p id=\"SE-37dde75d-4133-4a63-a302-f571b821f390\">\uc6d0\uae08\uacfc \uc774\uc790\ub97c \ubaa8\ub450 \ubcf4\uc7a5\ud558\ub294 \uac83\ucc98\ub7fc \uc778\uc2dd\ub418\uc9c0\ub9cc <strong>\uc608\uae08\uc790 \ubcf4\ud638 \ubd88\uac00 \uc0c1\ud488<\/strong>\uc774\ub2c8 \uc8fc\uc758\ud558\uc138\uc694<\/p>\n\n\n\n<p id=\"SE-71fc8c9c-7926-4dda-a782-1245e22b9419\">\ub354 \uc790\uc138\ud55c\ub0b4\uc6a9\uc740 \uc544\ub798\uc758 \ub274\uc2a4 \ucc38\uace0!<\/p>\n\n\n\n<p><a href=\"https:\/\/www.segyebiz.com\/newsView\/20240102508864?OutUrl=naver\" target=\"_blank\" rel=\"noopener\">https:\/\/www.segyebiz.com\/newsView\/20240102508864?OutUrl=naver<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%87%B4%EC%A7%81%EC%97%B0%EA%B8%88%ED%8E%80%EB%93%9C%EC%99%80_ETF_%EC%A3%BC%EC%8B%9D_40_%EC%9D%B4%ED%95%98\"><\/span>\ud1f4\uc9c1\uc5f0\uae08\ud380\ub4dc\uc640 ETF (\uc8fc\uc2dd 40% \uc774\ud558)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud380\ub4dc\uc640 ETF\ub77c \ud558\uba74 \uc704\ud5d8\uc790\uc0b0\uc73c\ub85c \ubd84\ub958\ub420 \uc218 \uc788\uc73c\ub098 \uc8fc\uc2dd\uc758 \ube44\uc911\uc774 40% \uc774\ud558\uc778 \uac83\uc740\uc548\uc804\uc790\uc0b0\uc73c\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0\ub85c \uc561\ud2f0\ube0c\ub77c\ub294 \ub2e8\uc5b4\uac00 \ubd99\uc740 \uac83\uc740 \uc0ac\ub78c\uc774 \ud310\ub2e8\ud574\uc11c \ub9e4\ub9e4\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>50\uc5b5 \ubbf8\ub9cc\uc758 ETF\ub294 \uc0c1\uc7a5\ud3d0\uc9c0\ub420 \uc218 \uc788\uc73c\ub2c8 \uc720\uc758\ud558\uc2dc\uace0 \ud1b5\uc0c1\uc801\uc73c\ub85c \ubcf4\uc218\uac00 \uac00\uc7a5 \ub0ae\uc740\uac83,<\/p>\n\n\n\n<p>\uc21c\uc790\uc0b0\uc774 \ud070 \uac83 \uc704\uc8fc\ub85c \ubcf4\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<table style=\"border-collapse: collapse; width: 100%; height: 242px;\">\n<tbody>\n<tr style=\"height: 42px;\">\n<td style=\"width: 100%; height: 42px; background-color: #555555; text-align: center;\" colspan=\"2\"><span style=\"color: #ffffff;\"><strong>\uc548\uc804\uc790\uc0b0\uc73c\ub85c \ubd84\ub958\ub418\ub294 \ud380\ub4dc\/ETF \uc885\ub958<\/strong><\/span><\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><b>TDF<\/b><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-86f433c1-283d-4593-b18c-458dfe6b650a\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-b618642f-8d78-4cf3-a03c-44003e527ee8\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">Target Date Fund : \uc740\ud1f4\uc2dc\uae30\uc5d0 \ub9de\ucdb0\uc11c \uc8fc\uc2dd\uacfc \ucc44\uad8c\ube44\uc911\uc744 \uc870\uc808\ud558\uc5ec \uc6b4\uc6a9\ud568<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-b74cb642-81f7-4b40-80a8-dfbbaa993397\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-a680964a-580f-4650-885b-48114c7eab30\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc0c1\ud488\uba85\uc5d0 2070 \ub4f1\uc758 \uc22b\uc790\uac00 \uc740\ud1f4\ud558\ub294 \ub144\ub3c4\ub97c \uc758\ubbf8(ex, 90\ub144\uc0dd 60\uc138 \uc740\ud1f4 : 2050)<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-54a87ef7-0d7b-4507-a527-a5785f94cef3\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-fe0400f4-732c-4fe2-9d05-1126b1e3ff49\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uace0\uac1d\uc758 \uc790\uc0b0\ubc30\ubd84\uace1\uc120\uc5d0 \ub530\ub77c \uc54c\uc544\uc11c \uc6b4\uc6a9\ud574\uc8fc\ub294 \uac83\uc73c\ub85c \uc5f0\ub839\ub300\ubcc4 \ud22c\uc790\ubaa9\ud45c\uc5d0 \ub9de\ucd98 \ubd84\uc0b0\ud22c\uc790 \uac00\ub2a5<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-e34e1d02-3cfb-4e89-9afc-fd429fe39476\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-01e2c437-3853-4ce8-8599-5f07d92f5e76\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc8fc\uae30\uc801\uc778 \uc790\ub3d9 \ub9ac\ubc38\ub7f0\uc2f1\uc73c\ub85c \ud22c\uc790\ub9ac\uc2a4\ud06c \uc790\ub3d9\uc870\uc808, \uae00\ub85c\ubc8c \ud22c\uc790\ub85c \uc790\uc0b0\ubc30\ubd84 \uac00\ub2a5<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-ec109cd5-dfc2-4293-adfc-10f924eaa5b9\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-c543b134-48de-4aaa-823c-d55c6a1f6b66\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ubbf8\uad6d\uc774\ub098 \uae00\ub85c\ubc8c ETF\uc5d0 \ud22c\uc790\ud55c\ub2e4\uba74 \ucd94\ucc9c<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">ETF\ub85c\ub3c4 \uac70\ub798\uac00\ub2a5<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><b>TIF<\/b><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-457bbc08-2d68-4f2b-91a3-36b58063646d\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-55eaeace-5d3d-4219-a8fd-817da8d50b17\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">Target Income Fund : \uc740\ud1f4 \ud6c4\uc5d0 \uc4f8 \ub3c8\uc744 \ub9c8\ub828\ud558\uae30 \uc704\ud574 \ucd5c\ub300\ud55c \uc6d0\uae08 \ubcf4\uc874\ud568<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-42f32e7f-a9f8-4913-8d65-e5dc45b76906\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-fde40a33-041e-47be-97c9-a80049a47e0b\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ubcf4\ud1b5 TDF\ub97c \ud1b5\ud574 \uc790\uc0b0\uc744 \uc99d\uc2dd\uc2dc\ud0a4\ub2e4\uac00 \uc740\ud1f4\uc2dc\uc810\uc5d0 \uc784\ubc15\ud558\uba74 TIF\ub97c \ud1b5\ud558\uc5ec \uc77c\uc815\ud55c \uc218\uc775\uc744 \ucd94\uad6c\ud558\uba70 \uc704\ud5d8\uc744 \ubc29\uc5b4\ud568<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-2c438b3e-02bd-420a-88c5-32ae155292dd\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-6fea6ff9-28b4-4e88-8568-f75f3486f5a5\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uad6d\ub0b4\uc678 \ubc30\ub2f9\uc8fc, \uc120\uc9c4\uad6d\/\uc2e0\ud765\uad6d \ucc44\uad8c, \ub9ac\uce20 \ub4f1\uc5d0 \ubd84\uc0b0\ud22c\uc790 : \ub9e4\ub144 \uc77c\uc815\ud55c \uc218\uc775(\uc778\ucef4)<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-78d06ee9-e4be-4316-ab9b-d5f3644f7dc9\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-67df4dfa-1df1-48ef-a892-2c92da8f7af9\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">ex) \ud55c\uad6d\ud22c\uc790\uc2e0\ud0c1 TIF\uc54c\uc544\uc11c \ud380\ub4dc<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">ETF\ub85c\ub3c4 \uac70\ub798\uac00\ub2a5<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><b>TRF<\/b><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-5323516e-fb8e-4c55-ba60-885ae127b2b0\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-c14c8a94-3505-4b9c-9563-793fd21964ee\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">Target Risk Fund : \uc704\ud5d8\uc790\uc0b0, \uc548\uc804\uc790\uc0b0 \ud22c\uc790\ube44\uc911\uc744 \ud22c\uc790\uc2dc\uc810\ubd80\ud130 \uace0\uc815\uc2dc\ud0b4<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-8fb947b8-1617-45bd-aef6-7c26999251e8\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-8629436a-90de-4a2c-9ea6-627ab21da8f4\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ub9ac\ubc38\ub7f0\uc2f1 \uc791\uc5c5\uc744 \uc790\uc8fc \uc9c4\ud589\ud558\uc5ec \uc77c\uc815 \uc218\uc900 \uc774\uc0c1\uc758 \uc704\ud5d8\uc744 \uac10\uc218\ud558\uc9c0 \uc54a\uc73c\ub824\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc801\ud569\ud568<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">ETF\ub85c\ub3c4 \uac70\ub798\uac00\ub2a5<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><strong>\ub2e8\uae30\ucc44\uad8cETF<\/strong><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-d55c317e-64c9-4a14-89fa-dc06ea66a681\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-17c7991b-2bf4-4e9c-af5a-54958a9f3f67\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc794\uc874\ub9cc\uae30 1~12\uac1c\uc6d4\uc758 \ucc44\uad8c\uc744 \ubcf4\uc720\ud55c ETF\ub85c \ub2e8\uae30\uad6d\uace0\ucc44, \ud1b5\uc548\ucc44, \ud2b9\uc218\ucc44\ub4f1\uc744 \ud3ec\ud568\ud568<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uae30\uac04\uc774 \uc9e7\uc544 \uae08\ub9ac\uc0c1\uc2b9\uc758 \uc601\ud5a5\uc744 \uc801\uac8c \ubc1b\uc74c<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><strong>\uad6d\uacf5\ucc44ETF\u00a0<\/strong><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-93f9c587-2d0c-4eca-96a1-a8f9e77534d7\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-2e57c81f-2e2e-4227-bc96-bac8b321da15\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ud55c\uad6d \uc815\ubd80\uac00 \ubc1c\ud589\ud55c \ucc44\uad8c, \uacf5\uc0ac\ucc44\ub4e4\uc744 \ubaa8\uc544\ub193\uc740 ETF<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-9dc87f0f-f61a-41f9-9dd2-e62d1714436c\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-776a9684-9af5-439a-8316-cd9f7230132c\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ub9cc\uae30\ub294 1\ub144 ~ 10\ub144 \ub4f1 <\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-0b5fd041-a209-4639-9880-cc62ff29083b\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-b70905ba-e4ea-4d8d-a3d6-94848c38f9a8\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ub300\ud45c\uc801\uc778 \uad6d\uace0\ucc44 3\ub144\ubb3c\uc740 \uc2dc\uc7a5\uae08\ub9ac\uc9c0\ud45c\ub85c \ud65c\uc6a9\ub418\uace0 \uc788\uc74c<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uae08\ub9ac\uac00 \ub354 \uc624\ub974\uc9c0 \ubabb\ud560 \uac83 \uc774\ub2e4 \uc0dd\uac01\ub418\uba74 \ud22c\uc790<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><strong>\ud68c\uc0ac\ucc44ETF<\/strong><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-0c8c66bd-485f-49bf-a2a6-57c1d5846ca4\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-2ff8fed8-cfca-4e78-ba4a-f190c8eb991e\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc6b0\ub7c9 \uae30\uc5c5\uc774 \ubc1c\ud589\ud55c \ucc44\uad8c\uc744 \ubaa8\uc544\ub193\uc740 ETF<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc0ac\uc2e4 \ud68c\uc0ac\ucc44\ub294 ETF\ub85c \ud558\uae30\ubcf4\ub2e4 \uac1c\ubcc4\ucc44\uad8c \ucd94\ucc9c<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><strong>\uc885\ud569\ucc44\uad8cETF<\/strong><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-8988302a-161f-4f42-820f-4afda8369e55\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-949a969b-a71c-4d4c-8ae8-67a9305c8c34\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ud55c\uad6d\uc758 \uc6b0\ub7c9\ud55c \uae30\uc5c5\uc758 \ucc44\uad8c \uc57d 4000\uac1c\ub85c \uad6c\uc131\ub428<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-667345b0-ed51-4405-b0c8-0ca5d2582f74\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-9b2e7848-53be-4688-8889-96bba54a7720\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">KAP\ud55c\uad6d\uc885\ud569\ucc44\uad8c\uc9c0\uc218(\ub4c0\ub808\uc774\uc158 \uc57d 5.2) \uc801\uadf9\uc801<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">A&#8211; \uc774\uc0c1\ub4e4\ub85c \uc6b0\ub7c9\ud55c \uac83 \ub9cc \ubaa8\uc544\ub193\uc74c<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><strong>\ubbf8\uad6d\ucc44ETF<\/strong><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-e3b1692e-e9f2-49c8-aa78-9fd6dcefcd74\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-34adf8c2-28f8-4d0a-bcbe-67902cc1c30f\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc548\uc804\ud55c \ubbf8\uad6d\ucc44\uc640 \ubbf8\uad6d \uc6b0\ub7c9\ud68c\uc0ac\ucc44\ub97c \ud568\uaed8 \ub2f4\uc740 ETF<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-daf850b5-fffd-4f5d-9870-8f5ea018cf63\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-3dae5a2f-b74d-45cf-839c-2f81125a2f37\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uad6d\ub0b4\uc8fc\uc2dd\uacfc \uac00\uc7a5 \ub192\uc740 \uc5ed\uc758 \uc0c1\uad00\uad00\uacc4\ub97c \uac00\uc9c0\ub294 \ubbf8\uad6d\ucc44\uad8c\uc73c\ub85c<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uad6d\ub0b4\uc8fc\uc2dd\uc774 \uc788\uc73c\uba74 \ub2f4\ub294 \uac83\uc774 \ubd84\uc0b0\ud22c\uc790\uc0c1\uc73c\ub85c \uc88b\uc74c<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><strong>\ucc44\uad8c\ud63c\ud569ETF<\/strong><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-d9b2da85-e8b8-4a64-8d84-a9b9be0a4c87\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-f045652e-1e02-4490-accc-e0802ff74022\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc8fc\uc2dd\uacfc \ucc44\uad8c\uc774 \ud63c\ud569\ub41c ETF<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-da54d6c7-4ed2-422d-b508-beaa60ad05cb\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-fcc0305b-de42-4e78-9983-acd20cc0f994\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc8fc\uc2dd\uc774 \ub4e4\uc5b4\uc788\uc9c0\ub9cc \uc548\uc804\uc790\uc0b0(100%)\uc73c\ub85c \uc778\uc815<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-868c5b4d-9d98-4c60-8661-651531de8e38\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-82b120c1-cc2f-40f5-a946-906c26debf76\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uacf5\uaca9\uc801\uc778 \ud22c\uc790\ub97c \uc6d0\ud560\ub54c (\uc704\ud5d870% + \ucc44\uad8c\ud63c\ud56930% = \uc2e4\uc9c8\uc801 \uc8fc\uc2dd 80~90%)<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\ud14c\ub9c8\ubcc4\ub85c \ub098\ub204\uc5b4\uc838\uc788\uace0 \uc544\uc9c1 \uc21c\uc790\uc0b0\uc774 \ud06c\uc9c4\uc54a\uc74c<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 20px;\">\n<td style=\"width: 20.9756%; height: 20px; text-align: center;\"><strong>\uc790\uc0b0\ubc30\ubd84ETF<\/strong><\/td>\n<td style=\"width: 79.0244%; height: 20px;\">\n<ul class=\"se-text-list se-text-list-type-bullet-disc\">\n<li class=\"se-text-list-item\">\n<p id=\"SE-b7f1149d-f3f0-4e4a-a359-fadd730b4362\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-6682417b-6f60-4fe8-93fc-0f505459a908\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc790\uc0b0\uc774 \ubc30\ubd84\ub418\uc5b4 \uc788\ub294 \ub300\ud45c\uc801\uc778 ETF<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-858e03bb-228e-48dc-98bd-36bafa082691\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-2f88c0ee-0867-4a21-947d-db40626e54c7\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">TDF\ub97c ETF\ud615\ud0dc\ub85c \ud560\uc218\ub3c4 \uc788\uc74c(ex, ARIRANG TDF2060 \uc561\ud2f0\ube0c)<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p id=\"SE-157a3521-96cb-42ab-ab22-d1fbc0846fe1\" class=\"se-text-paragraph se-text-paragraph-align- \"><span id=\"SE-ffce5567-4ca4-4b49-b22f-48516164161d\" class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc0c1\ud488\uba85\uc758 \uc22b\uc790\uc5d0\uc11c \uc8fc\uc2dd\ube44\uc911\uc744 \ud655\uc778\ud560\uc218\uc788\uc74c (ex, KODEX TRF3070 \uc740 \uc8fc\uc2dd\ube44\uc91130%)\uc774\ub54c, ETF\ub294 \uc8fc\uc2dd\uc774 40%\uc774\ud558\ub9cc \uc548\uc804\uc790\uc0b0 \uc778\uc815\ub428<\/span><\/p>\n<\/li>\n<li class=\"se-text-list-item\">\n<p class=\"se-text-paragraph se-text-paragraph-align- \"><span class=\"se-fs- se-ff-nanumsquare se-weight-unset se-style-unset \">\uc8fc\uc2dd\uc758 \ube44\uc911\uc5d0 \ub530\ub77c\uc11c \ubcf4\uc218\uac00 \ub2ec\ub77c\uc9c0\ubbc0\ub85c \ubcf4\uc218\ube44\uad50\ub294 \uc0ac\uc2e4\uc0c1 \ubb34\uc758\ubbf8\ud568<\/span><\/p>\n<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IRP_%EC%9C%84%ED%97%98%EC%9E%90%EC%82%B0\"><\/span>IRP \uc704\ud5d8\uc790\uc0b0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud22c\uc790 \ud55c\ub3c4 \uc81c\ud55c 70%<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A6%AC%EC%B8%A0Real_Estate_Investment_Trusts\"><\/span>\ub9ac\uce20(Real Estate Investment Trusts)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ubd80\ub3d9\uc0b0 \ud22c\uc790\uc2e0\ud0c1\uc744 \uc758\ubbf8\ud558\uba70 \ubd80\ub3d9\uc0b0 \ubba4\ucd94\uc5bc\ud380\ub4dc\ub77c\uace0 \ubd80\ub974\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e4\ubb3c \uc790\uc0b0\uc774 \uc544\ub2c8\ub77c \ubd80\ub3d9\uc0b0 \ud22c\uc790\ud68c\uc0ac\uc5d0 \ud22c\uc790\ud558\ub294 \uc0c1\ud488<\/p>\n\n\n\n<p>\uc8fc\uc8fc\ub4e4\uc5d0\uac8c \ub9e4\ub144 \ubc30\ub2f9\uac00\ub2a5 \uc774\uc775\uc758 90% \uc774\uc0c1\uc744 \uc758\ubb34\uc801\uc73c\ub85c \ubc30\ub2f9\ud574\uc57c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub192\uc740 \ubc30\ub2f9\uae08\ub54c\ubb38\uc5d0 \ub9ac\uce20\ud22c\uc790\ub97c \uc88b\uc544\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub9ce\uc9c0\ub9cc \uc870\uc2ec\ud574\uc57c \ud558\ub294 \ub9ac\uce20\uc8fc\ub4e4\ub3c4 \uc788\uc73c\ub2c8 \uc720\uc758\ud574\uc57c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9D%B8%ED%94%84%EB%9D%BC%ED%8E%80%EB%93%9C\"><\/span>\uc778\ud504\ub77c\ud380\ub4dc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc778\ud504\ub77c \ud380\ub4dc\ub294 \ub3c4\ub85c, \uacf5\ud56d, \ud130\ub110, \ud1b5\uc2e0\ub9dd \ub4f1 \uc0ac\ud68c\uac04\uc811\uc790\ubcf8\uc758 \uac74\uc124 \ubc0f \uac1c\ubc1c\uc0ac\uc5c5\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud558\uac70\ub098 \uad00\ub828 \uae30\uc5c5\uc758 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\uace0 \uadf8 \uc218\uc775\uc744 \uac00\uc785\uc790\uc5d0\uac8c\ub3cc\ub824\uc8fc\ub294 \ubba4\ucd94\uc5bc \ud380\ub4dc\uc785\ub2c8\ub2e4. \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30\ub098 \uacbd\uae30\uce68\uccb4 \uc0c1\ud669\uc774 \uc544\ub2d0 \uacbd\uc6b0 \uc77c\ubc18 \ud380\ub4dc\uc5d0 \ube44\ud574 \uc0c1\ub300\uc801\uc73c\ub85c \uc218\uc775\uacfc \uc548\uc804\uc131\uc774 \ub192\uc740 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"613\" src=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-4-1024x613.png\" alt=\"\ub9e5\ucffc\ub9ac \uc778\ud504\ub77c\" class=\"wp-image-816\" srcset=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-4-1024x613.png 1024w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-4-300x180.png 300w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-4-768x460.png 768w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-4.png 1288w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\uad00\ub828 \ub274\uc2a4 : <a href=\"https:\/\/www.sisajournal-e.com\/news\/articleView.html?idxno=300642\" target=\"_blank\" rel=\"noopener\">https:\/\/www.sisajournal-e.com\/news\/articleView.html?idxno=300642<\/a><\/p>\n\n\n\n<p>\uc778\ud504\ub77c \uad00\ub828 ETF : <a href=\"https:\/\/view.asiae.co.kr\/article\/2024012310045766766\" target=\"_blank\" rel=\"noopener\">https:\/\/view.asiae.co.kr\/article\/2024012310045766766<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ELSEquity_Linked_Securities\"><\/span>ELS(Equity Linked Securities)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc99d\uad8c\ud68c\uc0ac\uac00 \ubc1c\ud589\ud558\ub294 \uc8fc\uac00\uc5f0\uacc4\uc99d\uad8c\uc73c\ub85c \uc8fc\uac00 \ub610\ub294 \uc8fc\uac00\uc9c0\uc218\uc640 \uc5f0\uacc4\ub418\uc5b4 \uc218\uc775\ub960\uc774 \uacb0\uc815\ub418\ub294 \ud30c\uc0dd\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-1a7f34cf-8ca7-4ea3-a911-a725c31eac43\">\uc8fc\uac00\ub098 \uc9c0\uc218\uac00 \uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc218\uc775\ub960\uc744 \uc9c0\uae09\ud558\ub294 \uae08\uc735\uc0c1\ud488\uc73c\ub85c \uc870\uac74 \ubbf8\ucda9\uc871 \uc2dc \uc6d0\uae08 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-1b688596-47e7-4447-a0a1-060a57b151ac\">\uc774\ub54c \uc77c\uc815\uc870\uac74\uc740 \uc624\ub974\uac70\ub098 \ub5a8\uc5b4\uc9c0\uc9c0 \uc54a\uc544\uc57c \ud55c\ub2e4\ub294 \uac83\uc73c\ub85c<\/p>\n\n\n\n<p id=\"SE-1b688596-47e7-4447-a0a1-060a57b151ac\">\uc55e\uc73c\ub85c \ud070 \ubcc0\ub3d9\uc5c6\uc774 \ud6a1\ubcf4\ud560 \uac83\uc744 \uae30\ub300\ud558\ub294 \uc0ac\ub78c\uc774 ELS\uc5d0 \ud22c\uc790\ud569\ub2c8\ub2e4. (\ubcc0\ub3d9\uc131\uc774 \uc801\uc5b4\uc57c \uc720\ub9ac\ud55c \ud22c\uc790\uc0c1\ud488)<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"467\" height=\"635\" src=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-5.png\" alt=\"\uc2e0\ud55c\ud22c\uc790\uc99d\uad8c\uc758 ELS\" class=\"wp-image-817\" srcset=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-5.png 467w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-5-221x300.png 221w\" sizes=\"(max-width: 467px) 100vw, 467px\" \/><\/figure>\n\n\n\n<p id=\"SE-8699e314-8ba3-4982-8958-4c9300993be6\">\uae30\ucd08\uc790\uc0b0\uc774 \ubb34\uc5c7\uc778\uc9c0\uc5d0 \ub530\ub77c<\/p>\n\n\n\n<p id=\"SE-de306a8b-b12b-4200-88f4-d546d3db94fe\">\uc9c0\uc218\ud615(\ucf54\uc2a4\ud53c\uc9c0\uc218 \ub4f1), \uc885\ubaa9\ud615(\uc0bc\uc131\uc804\uc790 \ub4f1), \ud63c\ud569\ud615(\uc9c0\uc218 \ubc0f \uc885\ubaa9)\uc73c\ub85c \ub098\ub258\uba70<\/p>\n\n\n\n<p id=\"SE-8ba67417-675f-4fd3-bf22-f29a79f39cb2\">\ubcf4\ud1b5 \ubcf4\uc7a5 \ud615\ud0dc\uc5d0 \ub530\ub77c \uc6d0\uae08 \ubcf4\uc7a5\ub960\uc774 \ub2e4\ub985\ub2c8\ub2e4. (\uc6d0\uae08 \ubcf4\uc7a5\ub960\uc774 \ub0ae\uc744\uc218\ub85d \uc218\uc775\ub960\uc774 \ucee4\uc9d0)<\/p>\n\n\n\n<p id=\"SE-264c3b01-4ef4-4872-9a25-7eeaf634f0a0\">\u200b\ucd5c\uadfc \ud64d\ucf69H\uc9c0\uc218\uac00 \uc5f0\uacc4\ub41c ELS\uac00 \ubc18\ud1a0\ub9c9\ub098\uba70 \uace0\uc704\ud5d8 \uc0c1\ud488 \uc124\uba85\uc744 \uc548\ud588\ub2e4\uace0 \uc774\uc288\uac00 \ub41c \uc801\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p id=\"SE-aaf5ca73-520c-4eac-8a6e-ddadb6ebafc2\">\uad00\ub828\ub274\uc2a4 : <a href=\"https:\/\/www.ilyoseoul.co.kr\/news\/articleView.html?idxno=483037\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ilyoseoul.co.kr\/news\/articleView.html?idxno=483037<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%87%B4%EC%A7%81%EC%97%B0%EA%B8%88%ED%8E%80%EB%93%9C%EC%99%80_ETF_%EC%A3%BC%EC%8B%9D40_%EC%B4%88%EA%B3%BC\"><\/span>\ud1f4\uc9c1\uc5f0\uae08\ud380\ub4dc\uc640 ETF (\uc8fc\uc2dd40% \ucd08\uacfc)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc704\ud5d8\uc790\uc0b0\uc5d0\uc11c\uc758 \ud380\ub4dc\uc640 ETF\ub294 \uc6cc\ub099 \uc815\ubcf4\ub3c4 \ub9ce\uace0 \uc885\ub958\ub3c4 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \uc790\uc138\ud55c \uc124\uba85\uc740 \uc0dd\ub7b5\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc5f0\uae08\uacc4\uc88c\ub85c \ubd88\ub9ac\ub294 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\uc640 IRP\ub294 \ub9e4\uc218\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\ub4e4\uc774 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 IRP \uac19\uc740 \uacbd\uc6b0\ub294 \uc548\uc804\uc790\uc0b030%\ub97c \ud544\uc218\ub85c \ud558\uae30\ub54c\ubb38\uc5d0 \uc5b4\ub5a4 \uc0c1\ud488\uc744 \ub9e4\uc218\ud574\uc57c\ud558\ub294\uc9c0 \uace0\ubbfc\uc774 \ub420 \uc218 \uc788\ub294\ub370\uc694 \uc9c0\uae08\ubd80\ud130 IRP\uc758 \ub9e4\uc218\uac00\ub2a5\ud55c \uc0c1\ud488\ub4e4\uc744 \ud558\ub098\uc529 \ud30c\uc545\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. IRP \uc548\uc804\uc790\uc0b0 \uc0c1\ud488 \ud22c\uc790 \ud55c\ub3c4 \uc81c\ud55c \uc5c6\uc774 100% \uac00\ub2a5 MMDA money market deposit account \uae08\uc735\uae30\uad00\uc774 \ucde8\uae09\ud558\ub294 \uc218\uc2dc\uc785\ucd9c\uc2dd \uc800\ucd95\uc131 \uc608\uae08\uc758 \ud558\ub098\ub85c MMF, CMA \uc640 \ube44\uc2b7\ud55c \uac1c\ub150\uc73c\ub85c&hellip;&nbsp;<a href=\"https:\/\/youngrihan.com\/irp%eb%a1%9c-%eb%a7%a4%ec%88%98%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%95%88%ec%a0%84%ec%9e%90%ec%82%b0-%ec%83%81%ed%92%88%ec%9d%98-%ec%a2%85%eb%a5%98\/\" class=\"\" rel=\"bookmark\">\ub354 \ubcf4\uae30 &raquo;<span class=\"screen-reader-text\">IRP\ub85c \ub9e4\uc218\ud560 \uc218 \uc788\ub294 \uc548\uc804\uc790\uc0b0 \uc0c1\ud488\uc758 \uc885\ub958<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":820,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[90],"tags":[118,119,120,121],"class_list":["post-801","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-irp------","tag-irp"],"_links":{"self":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts\/801"}],"collection":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/comments?post=801"}],"version-history":[{"count":16,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts\/801\/revisions"}],"predecessor-version":[{"id":897,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts\/801\/revisions\/897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/media\/820"}],"wp:attachment":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/media?parent=801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/categories?post=801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/tags?post=801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}