{"id":796,"date":"2024-07-17T13:58:52","date_gmt":"2024-07-17T04:58:52","guid":{"rendered":"https:\/\/youngrihan.com\/?p=796"},"modified":"2024-07-17T13:58:52","modified_gmt":"2024-07-17T04:58:52","slug":"%ec%9e%a5%ec%99%b8%ec%b1%84%ea%b6%8c%ec%9d%b4%eb%9e%80-%eb%ac%b4%ec%97%87%ec%9d%b8%ea%b0%80","status":"publish","type":"post","link":"https:\/\/youngrihan.com\/%ec%9e%a5%ec%99%b8%ec%b1%84%ea%b6%8c%ec%9d%b4%eb%9e%80-%eb%ac%b4%ec%97%87%ec%9d%b8%ea%b0%80\/","title":{"rendered":"\uc7a5\uc678 \ucc44\uad8c\uc774\ub780 \ubb34\uc5c7\uc778\uac00"},"content":{"rendered":"<p>\uc7a5\ub0b4\ucc44\uad8c\uc740 \ucc44\uad8c\uc774 \uac70\ub798\ub418\ub294 \uc2dc\uc7a5\uc5d0\uc11c \ub9e4\uc218\ud558\ub294 \uac83\uc73c\ub85c<\/p>\n<p>\uc2e4\uc2dc\uac04\uc73c\ub85c \uac70\ub798\uac00 \ub418\uae30\ub54c\ubb38\uc5d0 \uc8fc\uc2dd\ucc98\ub7fc \uac00\uaca9\ubcc0\ub3d9\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74\uc5d0 \uc7a5\uc678\ucc44\uad8c\uc740 \uc2dc\uc7a5 \uc678\uc5d0\uc11c \uc0ac\ub294 \uac83\uc73c\ub85c<\/p>\n<p>\uace0\uc815\ub41c \uac00\uaca9, \uba85\ud655\ud55c \uc218\uc775\ub960, \uc8fc\uae30\uc801\uc778 \uc774\uc790\uc9c0\uae09\uc758 \uc7a5\uc810\uc774 \uc788\ub294 \ud22c\uc790\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_68_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 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\ub54c\ubb38\uc5d0<\/p>\n<p>\uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uace0 \ub9e4\uc218\ud574\uc57c\ud569\ub2c8\ub2e4.<\/p>\n<figure id=\"attachment_797\" aria-describedby=\"caption-attachment-797\" style=\"width: 966px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-797\" src=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-2.png\" alt=\"\uc7a5\uc678\ucc44\uad8c\" width=\"966\" height=\"794\" srcset=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-2.png 966w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-2-300x247.png 300w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/image-2-768x631.png 768w\" sizes=\"(max-width: 966px) 100vw, 966px\" \/><figcaption id=\"caption-attachment-797\" class=\"wp-caption-text\">\uc7a5\uc678\ucc44\uad8c<\/figcaption><\/figure>\n<h3><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"%ED%99%95%EC%9D%B8%EC%82%AC%ED%95%AD1_%EC%8B%A0%EC%9A%A9%EB%93%B1%EA%B8%89%EC%9D%B4_A%EC%9D%B4%EC%83%81%EC%9D%B8%EA%B0%80\"><\/span>\ud655\uc778\uc0ac\ud56d1. \uc2e0\uc6a9\ub4f1\uae09\uc774 A\uc774\uc0c1\uc778\uac00?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A- \ubd80\ud130 AAA\uae4c\uc9c0, A\ub4e4\uc5b4\uac04 \uc0c1\ud488\uc740 \ub9e4\uc6b0 \uc548\uc804\ud55c \ucc44\uad8c\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%ED%99%95%EC%9D%B8%EC%82%AC%ED%95%AD2_%EC%84%B8%EC%A0%84_%EC%9D%80%ED%96%89%ED%99%98%EC%82%B0_%EC%88%98%EC%9D%B5%EB%A5%A0\"><\/span>\ud655\uc778\uc0ac\ud56d2. \uc138\uc804 \uc740\ud589\ud658\uc0b0 \uc218\uc775\ub960<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc740\ud589 \uc608\uc801\uae08\uc774\ub791 \ube44\uad50\ud55c \uc218\uc775\ub960\uc785\ub2c8\ub2e4. \ud604\uc7ac \uc740\ud589 \uae08\ub9ac\ubcf4\ub2e4 \uc800\ub834\ud558\uba74 \uad73\uc774 \ud560 \ud544\uc694 \uc5c6\uaca0\uc8e0?<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%ED%99%95%EC%9D%B8%EC%82%AC%ED%95%AD3_%EB%A7%8C%EA%B8%B0_%EC%9D%BC%EC%9E%90_%ED%99%95%EC%9D%B8\"><\/span>\ud655\uc778\uc0ac\ud56d3. \ub9cc\uae30 \uc77c\uc790 \ud655\uc778<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc608\uc801\uae08\ucc98\ub7fc 1\ub144, 2\ub144 \ub9cc\uae30\uac00 \uc544\ub2c8\ub77c 3\uac1c\uc6d4, 3\ub144 \ub4f1 \ub2e4\uc591\ud55c \ub9cc\uae30\uac00 \uc788\uc73c\ub2c8 \uaf2d \ud655\uc778\ud558\uc2dc\uace0 \ubcf8\uc778\uc5d0\uac8c \ub9de\ub294 \uac78\ub85c \uc120\ud0dd\ud558\uc138\uc694<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%A5%EC%99%B8%EC%B1%84%EA%B6%8C_%EC%A1%B0%EA%B8%88_%EB%8D%94_%ED%99%9C%EC%9A%A9%ED%95%98%EA%B8%B0\"><\/span>\uc7a5\uc678\ucc44\uad8c \uc870\uae08 \ub354 \ud65c\uc6a9\ud558\uae30<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>2023\ub144 2\uc6d4\ubd80\ud130 ISA \uacc4\uc88c\ub85c \ucc44\uad8c\ud22c\uc790\uac00 \uac00\ub2a5\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uc774\uc790\uc218\uc775\uc774 200\ub9cc\uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138\uc774\uba70 \ucd08\uacfc\uae08\uc561\uc740 9.9%\ub85c \ubd84\ub9ac\uacfc\uc138\uac00 \ub418\ubbc0\ub85c ISA\uacc4\uc88c\ub97c \uc774\uc6a9\ud558\uc5ec \uc7a5\uc678\ucc44\uad8c\uc744 \ud560 \uacbd\uc6b0 15.4%\ub97c \uacfc\uc138\ud558\ub294 \uc77c\ubc18 \uc608\uc801\uae08\ubcf4\ub2e4 \ub354 \uc88b\uc740 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure id=\"attachment_798\" aria-describedby=\"caption-attachment-798\" style=\"width: 970px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-798\" src=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/\uc608\uae08\ucc44\uad8c\ube44\uad50.png\" alt=\"\uc608\uae08\ucc44\uad8c\ube44\uad50\" width=\"970\" height=\"280\" srcset=\"https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/\uc608\uae08\ucc44\uad8c\ube44\uad50.png 970w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/\uc608\uae08\ucc44\uad8c\ube44\uad50-300x87.png 300w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/\uc608\uae08\ucc44\uad8c\ube44\uad50-768x222.png 768w, https:\/\/youngrihan.com\/wp-content\/uploads\/2024\/07\/\uc608\uae08\ucc44\uad8c\ube44\uad50-350x100.png 350w\" sizes=\"(max-width: 970px) 100vw, 970px\" \/><figcaption id=\"caption-attachment-798\" class=\"wp-caption-text\">\uc608\uae08\ucc44\uad8c\ube44\uad50<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\uc7a5\ub0b4\ucc44\uad8c\uc740 \ucc44\uad8c\uc774 \uac70\ub798\ub418\ub294 \uc2dc\uc7a5\uc5d0\uc11c \ub9e4\uc218\ud558\ub294 \uac83\uc73c\ub85c \uc2e4\uc2dc\uac04\uc73c\ub85c \uac70\ub798\uac00 \ub418\uae30\ub54c\ubb38\uc5d0 \uc8fc\uc2dd\ucc98\ub7fc \uac00\uaca9\ubcc0\ub3d9\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74\uc5d0 \uc7a5\uc678\ucc44\uad8c\uc740 \uc2dc\uc7a5 \uc678\uc5d0\uc11c \uc0ac\ub294 \uac83\uc73c\ub85c \uace0\uc815\ub41c \uac00\uaca9, \uba85\ud655\ud55c \uc218\uc775\ub960, \uc8fc\uae30\uc801\uc778 \uc774\uc790\uc9c0\uae09\uc758 \uc7a5\uc810\uc774 \uc788\ub294 \ud22c\uc790\uc0c1\ud488\uc785\ub2c8\ub2e4. \uc7a5\uc678\ucc44\uad8c \uc790\uc138\ud788\ubcf4\uae30 https:\/\/www.kiwoom.com\/wm\/bnd\/od010\/bndOdListView \ud0a4\uc6c0\uc99d\uad8c-\uc7a5\uc678\ucc44\uad8c\ub9e4\ub9e4 \uba54\ub274\ub97c \ubcf4\uba74 \uc5ec\ub7ec \ud68c\uc0ac\uc758 \uc7a5\uc678\ucc44\uad8c\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc7a5\uc678\ucc44\uad8c\uc740 \uc911\ub3c4\ud574\uc9c0\uac00 \ubd88\uac00\ub2a5\ud558\uace0 \ud68c\uc0ac\uac00 \ub9dd\ud558\uba74 \ub3c8\uc744 \uc783\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uace0 \ub9e4\uc218\ud574\uc57c\ud569\ub2c8\ub2e4. \ud655\uc778\uc0ac\ud56d1. \uc2e0\uc6a9\ub4f1\uae09\uc774 A\uc774\uc0c1\uc778\uac00? A- \ubd80\ud130&hellip;&nbsp;<a href=\"https:\/\/youngrihan.com\/%ec%9e%a5%ec%99%b8%ec%b1%84%ea%b6%8c%ec%9d%b4%eb%9e%80-%eb%ac%b4%ec%97%87%ec%9d%b8%ea%b0%80\/\" class=\"\" rel=\"bookmark\">\ub354 \ubcf4\uae30 &raquo;<span class=\"screen-reader-text\">\uc7a5\uc678 \ucc44\uad8c\uc774\ub780 \ubb34\uc5c7\uc778\uac00<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":799,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[90],"tags":[106,105,107],"class_list":["post-796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-106","tag-105","tag-107"],"_links":{"self":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts\/796"}],"collection":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/comments?post=796"}],"version-history":[{"count":1,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts\/796\/revisions"}],"predecessor-version":[{"id":800,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/posts\/796\/revisions\/800"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/media\/799"}],"wp:attachment":[{"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/media?parent=796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/categories?post=796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/youngrihan.com\/wp-json\/wp\/v2\/tags?post=796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}